Term & Use / Return policy

When accessing the GAO Forum website, you are automatically agreeing to all of the following Terms of Use. You are encouraged to review the Terms of Use, as well as the Privacy Policy related to the site, as they create a binding agreement between GAO Forum and yourself. Because GAO Forum may revise these Terms of Use at our discretion, we also encourage you to periodically review them in order to be aware of any such changes. When we make changes or modifications, we will display the updated Terms of Use on the site. Please note that all such changes will become effective immediately at the time of posting. Remember that this Terms of Use applies only to the Website and does not apply to the content of any third parties.

 

When you are utilizing particular services, you and GAO Forum shall be subject to additional terms and any posted guidelines or rules applicable to such services. All such guidelines or rules are hereby incorporated by reference into these Terms of Use. If any terms contained in this Terms of Use conflict with any terms contained within such guidelines or rules, then the terms in this agreement shall be in control.

 

If you have any questions regarding the use of the Website please email them to gao@gaoforum.com.

 

1. BECOMING A MEMBER AND REGISTRATION.

A. Accessing the Site and Becoming a Member. While there are parts of the Website that are available only to individuals who purchase a fee-based membership and services, there is no cost to register on our Website or use our non-fee based services. If you are merely surfing or browsing through the site and have not yet registered to become a member, your use of the website is still subject to the Terms of Use; if you do not agree to the Terms of Use, do not use the website. The services available to you will vary depending upon whether you register as a member and whether or not you choose to purchase a fee-based membership. Your use of the Website may also be subject to terms outlined elsewhere in this agreement. You are responsible for reviewing these terms as they also form a binding part of our agreement with you. Once you register with us as a non-paying member or purchase a fee-based subscription, we consider you a "member" of the GAO Forum community. Your membership and password are only valid for your personal, non-commercial use of GAO Forum.

 

B. Your Information. When you register on the Website we may ask you to provide us with certain personal information about yourself including, without limitation, your name, address, telephone number, email or other electronic address and applicable billing information (e.g., credit card number and expiration date) (collectively, "Your Information"). Please review our Privacy Policy for clarification on how we may use Your Information and other information that you may provide or submit while using the Website and our Services. For your part, you agree that all Your Information that you provide to us is complete, accurate and up to date. You will notify us of any changes to Your Information. If you fail to update Your Information or if all or part of Your Information is (or appears to be) untrue, inaccurate, or incomplete we may suspend or terminate your membership and refuse any and all current or future use of our Website and Services, without refund to you of any fees paid.

 

Without limiting any of the foregoing, you are responsible for ensuring that the email address you submit to the Site as part of your registration and during the course of your membership is valid and that the services, software or systems you use to access your email do not block or filter communication from GAO Forum. Please note that your work email may be subject to additional limitations placed on its use by your employer. We ask that you use your personal email address when registering as a member. If you choose to register with your work email, or use an email System that interferes with the delivery of GAO Forum communications, we may not be able to provide you with certain Services.

 

In order to cooperate with governmental requests, subpoenas or court orders, to protect our systems, or to ensure the integrity and operation of our business and systems, we may access and disclose any information we consider necessary or appropriate, including, without limitation, Your Information, IP address and traffic information, usage history, and Content you have posted on the Website. Our right to disclose any such information shall govern over any terms of our Privacy Policy.

 

C. Your Password. During the registration process you will choose a specific user ID. We will also ask you to create a password. Because any activities that occur under your user ID or password are your responsibility it is important for you to keep your user ID and password secure. Notify us immediately if you believe that someone has used your registration or password without your authorization.

 

D. Communications. From time to time we will send you communications, in keeping with our Privacy Policy and as otherwise permitted in these Terms of Use. Please note that any number of issues may interfere with your receipt of such communications, including, without limit, some types of email systems that may use filtering or blocking techniques that are intended to block email. GAO Forum is not responsible for the actual delivery or your receipt of these communications.

 

2. MEMBER CONDUCT.

A. Community Guidelines. The Website contains a Forum section that enables members of the community to communicate and share information. When you use the Forum section of the Website, you may have the opportunity to disclose, post, or otherwise upload to publicly accessible portions of the Website, or share with other members, information and other content. While we may provide you with these tools and opportunities, we also wish to remind you that you should choose carefully which information you post on the Website and that you provide to other members.

 

You are required to use the Communication Tools responsibly, just as you would act responsibly when communicating or interacting with others in your offline communities. As a result, we expect and require that you take full responsibility for the Content that you post or send through the Website. We have established some Community Guidelines that we hope will increase your awareness of your responsibilities to others when using the Communication Tools and will enhance your enjoyment of our Website. These Guidelines are incorporated by reference into this Terms of Use. We may update these Guidelines from time to time. In addition to your adherence to the Guidelines, you specifically agree to comply with all applicable laws concerning the transmission of technical data exported from the United States or the country you reside in.

 

The following Community Guidelines apply to and govern your use of the Communication Tools:

  • Do contribute responsibly in the Forum;

  • Do treat others in the community with respect;

  • Do let us know if you come across Content that you find offensive, possibly unlawful, or that you believe otherwise violates these Community Guidelines;

  • Don't post, email, transmit or otherwise make available any Content that is unlawful, libelous, defamatory, obscene, pornographic, indecent, lewd, harassing, threatening, harmful, invasive of privacy or publicity rights, abusive, inflammatory or otherwise objectionable;

  • Don't Provide any Content that encourages a criminal offense or violates the rights of any party;

  • Don't impersonate anyone else or misrepresent your affiliation with a person or entity;

  • Don't violate any applicable local, state, national and international law or regulation;

  • Don't harass others;

  • Don't try to gain unauthorized access to the Website, other members' accounts, or computers connected to the Website;

 

B. Monitoring and Enforcement. We actively monitor the Forum; however we are not obligated to do so. Because community standards vary and individuals sometimes choose not to comply with our policies and practices, in the process of using our Website, you may be exposed to Content that you find offensive or objectionable. You can contact us directly at gao@gaoforum.com to let us know of Content that you find objectionable. We will investigate the complaints that come to our attention. If we choose to investigate the complaint, we will take any action that we believe is appropriate, including, but not limited to issuing warnings, removing the Content or terminating memberships. However, because situations and interpretations vary, we also reserve the right not to take any action. In such cases, we may not remove Content that you believe is objectionable or offensive. -Please remember that you can always choose to refrain from using any part of the Website that exposes you to something that you are uncomfortable with. Under no circumstances will we be liable in any way for any Content, including, but not limited to, any errors or omissions in any Content, or any loss or damage of any kind incurred as a result of the use of, access to, or denial of access to any Content.

 

3. SUBMITTING OR POSTING CONTENT.

Please remember that you are ultimately responsible for all Content that you provide and you warrant and represent that: (i) the Content does not and will not infringe on any copyright or any other third party right nor violate any applicable law or regulation; and (ii) you have the right to grant any and all necessary rights and licenses provided in this Section 3, including without limitation, all necessary copyright and other related rights to the Content, free and clear of all claims and encumbrances without violating the rights of any person or entity, including any right to privacy or publicity.

 

By posting on the Forum you acknowledge:

  • Uploaded content does not contain Protected Health Information as defined by the Health Insurance Portability and Accountability Act of 1996; or YOU have received the required patient’s written consent or authorization to post content that contain PHI.

  • The information being posted will become public and will not be treated as PHI as that term is defined by HIPAA

  • Should you post images of yourself, your own biographic information (i.e. name, address, phone number, etc.), or information related to your health, such information will become public and will not be treated as Protected Health Information as defined by the Health Insurance Portability and Accountability Act of 1996

  • If you do not want the information to be public, please do not post on the forum or the website

 

 

4. GAO Forum PROPERTY RIGHTS.

The Website (and all of the material that it contains) is owned by GAO Forum, LLC, or its third party licensors and is protected by intellectual property and other laws throughout the world. Nothing found on the Website maybe copied, reproduced, republished, distributed, sold, licensed, transferred or modified without the express written permission of GAO Forum. In addition, the trademarks, logos and service marks displayed on the website are the property of GAO Forum or its licensors. If you are aware of material on the Website that infringes copyright, please contact us through the Copyright Infringement Policy process, which is described below.

 

UNAUTHORIZED USE, COPYING, REPRODUCTION, MODIFICATION, REPUBLISHING, UPLOADING, DOWNLOADING, POSTING, TRANSMITTING, DISTRIUBTING OR DUPLICATING OR ANY OTHER MISUSE OF ANY PART OF THE WEBSITE IS STRICTLY PROHIBITED. Nothing contained in the Terms of Use or in the materials on the Website should be construed as granting, by implication, estoppel or otherwise, any license or right to use any material in any manner without the prior written consent of GAO Forum or such third party that may own the material or intellectual property displayed on this Website. In addition, use of the content or materials for any purpose not expressly permitted in the Terms of Use is prohibited.

 

5. AVAILABILITY OF SERVICES.

 GAO Forum does not provide you with access to the Internet or the equipment necessary to access the Internet or the Website or Services. You are responsible for the fees charged by other parties to obtain access to our Website and Services (by way of example only, Internet service provider or airtime charges) and for providing the equipment necessary to access the Website and Services. From time to time GAO Forum may modify, suspend or discontinue any of the Services offered on our Website without notice to you. GAO Forum shall not be liable to you for any modification, suspension or discontinuance of Services. GAO Forum may establish certain policies and practices concerning use of the Services, including without limitation the number of days that any items will be retained on our systems. GAO Forum has no responsibility or liability for the deletion or failure of any Content maintained by our Services. We reserve the right to change our practices and policies at any time, in our sole discretion, with or without notice to you.

 

6. LINKING TO OR FROM OUR WEBSITE.

 While our Website may have links to the websites of other companies and parties, GAO Forum has no control over those websites. GAO Forum is not responsible or liable for any content, advertising, products, services or other materials on or available from those websites.

 

7. REFUND/CANCELLATION POLICY.

 Membership Subscriptions:

You may terminate your registration at any time by contacting us via email at gao@gaoforum.com. If you have a dispute with us relating to the Website or the Services, you may cancel your registration or cease use of the Website. The cancellation of your membership or ceasing all use of our Website is your only remedy with respect to any such dispute that you may have with us. We will attempt to process all cancellation requests within 72 hours after we receive your request. If you have purchased a fee-based Service from us, any such termination or cancellation is subject to the refund policy. From time to time certain members do not comply with the terms and conditions in the Terms of Use. If we determine, in our sole discretion, that you are not in compliance with the Terms of Use, we reserve the right to terminate your membership. Upon any termination or cancellation of your membership, we may immediately deactivate or delete your membership and all related information and/or bar any further access to your membership or information.

 

8. PRIVACY.

GAO Forum believes strongly in protecting the privacy of users of the Website and providing you with notice of our collection and use of data, including personally identifying information collected from the Website. Therefore, GAO Forum has adopted a Privacy Policy, which is incorporated herein by reference that you should read to fully understand how we collect and use information.

 

10. DISCLAIMER OF WARRANTIES.

YOU UNDERSTAND, AGREE AND ACKNOWLEDGE THAT:

OUR WEBSITE AND THE SERVICES PROVIDED THROUGH IT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. GAO FORUM DISCLAIMS TO THE FULLEST EXTENT PERMISSIBLE BY LAW, AND YOU WAIVE, ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. THE FUNCTIONS, MATERIALS AND CONTENT OF THE WEBSITE ARE NOT WARRANTED TO BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, AND GAO FORUM MAKES NO WARRANTY THAT THE INFORMATION ON THE WEBSITE WILL BE ACCURATE, CURRENT OR RELIABLE OR THAT THE QUALITY ANY PRODUCTS, SERVICES, INFORMATION OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE WEBSITE WILL MEET YOUR EXPECTATIONS. GAO FORUM DISCLAIMS ANY RESPONSIBILITY FOR THE DELETION, FAILURE TO STORE, MISDELIVERY, OR UNTIMELY DELIVERY OF ANY INFORMATION OR MATERIAL. YOU ASSUME THE ENTIRE RISK OF LOSS AND DAMAGE DUE TO YOUR USE OF THE WEBSITE, INCLUDING BUT NOT LIMITED TO THE COST OF REPAIRS OR CORRECTIONS TO YOUR HARDWARE OR SOFTWARE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, AND AS A CONSEQUENCE SOME OF THE ABOVE DISCLAIMERS MAY NOT APPLY TO YOU. GAO Forum IS NOT A HEALTHCARE SERVICES PROVIDER, AND DOES NOT PROVIDE INFORMATION RELATED TO THE DIAGNOSIS, TREATMENT OR PREVENTION OF ANY DISEASE OR MEDICAL CONDITION. CONTENT OR OTHER DISCUSSIONS POSTED TO THE GAO Forum FORUM BY USERS DO NOT REPRESENT THE OPINION OR VIEW OF GAO Forum.

 

11. LIMITATIONS OF LIABILITY.

YOUR USE OF THE WEBSITE IS ENTIRELY AT YOUR SOLE RISK. GAO FORUM AND ITS RESPECTIVE OWNERS, DIRECTORS, OFFICERS, EMPLOYEES, LICENSORS, AND AGENTS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR PUNITIVE DAMAGES OR LOSSES (INCLUDING WITHOUT LIMITATION LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES), WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, WHICH YOU MAY INCUR IN CONNECTION WITH THE USE OF, OR INABILITY TO USE, THE WEBSITE, EVEN IF CLASSMATES HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSS. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, AND AS A CONSEQUENCE SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. YOU AGREE TO INDEMNIFY GAO FORUM TO THE FULLEST EXTENT ALLOWED BY LAW FOR ANY CONSEQUENCES ARISING FROM PROVIDING DIAGNOSIS OR TREATMENT INFORMATION TO OTHER USERS OF THE WEBSITE. GAO FORUM PROHIBITS POSTING OF PHI, AND YOU AGREE TO INDEMNIFY GAO FORUM TO THE FULLEST EXTENT ALLOWED BY LAW FOR ANY BREACH OF PHI PROHIBITION.

 

12. CHOICE OF LAW & VENUE.

The Terms of Use, your access and use of the Website and Services and the relationship between you and GAO Forum is governed by the laws of Korea, without giving effect to its conflict of law provisions. GAO Forum and you both agree to submit to the personal and exclusive jurisdiction of the courts of Korea. You are responsible for complying with local laws, if and to the extent local laws are applicable. Notwithstanding the foregoing, GAO Forum shall have the right to commence and prosecute any legal or equitable action or proceeding before any Korea or non-korea court of competent jurisdiction to obtain injunctive or other relief in GAO Forum's sole discretion. Regardless of any statute or law to the contrary, any claim or cause of action by you arising out of or related to use of the Website or the Terms of Use must be filed within one (1) year after such claim or cause of action arose or be forever barred.

 

13. MISCELLANEOUS TERMS.

Our relationship is not one of agency or partnership and neither you nor GAO Forum shall be deemed to be a partner, employee, fiduciary, agent or representative of the other by your use of the Website. You may not assign or transfer your rights to any third party. The terms and conditions in the Terms of Use are severable. In the event that any provision is determined to be unenforceable or invalid, such provision shall still be enforced to the fullest extent permitted by applicable law, and such determination shall not affect the validity and enforceability of any other remaining provisions. If GAO Forum fails to enforce any provision of the Terms of Use it shall not constitute a waiver of such provision. The Terms of Use may be modified only by GAO Forum posting changes to the Terms of Use on the Website. Each time you access the Website, you will be deemed to have accepted any such changes in effect at the time of access. We may assign our rights and obligations under the Terms of Use. This agreement will inure to the benefit of GAO Forum’s successors, assigns and licensees. The failure of either party to insist upon or enforce the strict performance of the other party with respect to any provision of the Terms of Use, or to exercise any right thereunder, will not be construed as a waiver or relinquishment to any extent of such party's right to assert or rely upon any such provision or right in that or any other instance; rather, the same will be and remain in full force and effect. The Terms of Use, the Additional Terms below, the attachments thereto, and the documents incorporated by reference, constitute the entire understanding between us regarding your access to, license and use of the Website and our Services, and they supersede any prior agreements, statements or representations with respect to the same.